:root {
  --cream: #f7f2e8;
  --charcoal: #1f1f1f;
  --soft-black: #111111;
  --gold: #ab955b;
  --white: #ffffff;
  --muted: #6f6a60;
  --border: rgba(31, 31, 31, 0.14);
  --shadow: 0 24px 60px rgba(0, 0, 0, 0.12);
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  font-family: Arial, sans-serif;
  background: var(--cream);
  color: var(--charcoal);
  line-height: 1.6;
}

img {
  max-width: 100%;
  height: auto;
}

section {
  scroll-margin-top: 100px;
}

a:focus-visible,
button:focus-visible {
  outline: 3px solid var(--gold);
  outline-offset: 4px;
}

/* Header */

.site-header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 24px 4vw;
  background: var(--cream);
  border-bottom: 1px solid var(--border);
  position: sticky;
  top: 0;
  z-index: 10;
}

.brand {
  display: flex;
  align-items: center;
  gap: 12px;
  color: var(--charcoal);
  text-decoration: none;
}

.brand-mark {
  width: 44px;
  height: 44px;
  background: var(--charcoal);
  color: var(--gold);
  display: grid;
  place-items: center;
  border-radius: 50%;
  font-weight: bold;
}

.brand small {
  display: block;
  color: var(--muted);
  font-size: 0.8rem;
}

.site-nav {
  display: flex;
  align-items: center;
  gap: 28px;
}

.site-nav a {
  color: var(--charcoal);
  text-decoration: none;
  font-weight: 600;
}

.site-nav a:hover {
  color: var(--gold);
}

.nav-cta {
  color: var(--white) !important;
  background: var(--charcoal);
  padding: 10px 16px;
  border-radius: 999px;
}

.nav-cta:hover {
  background: var(--gold);
  color: var(--charcoal) !important;
}

/* Hero */

.hero {
  min-height: 80vh;
  display: grid;
  grid-template-columns: 1.4fr 0.8fr;
  gap: 56px;
  align-items: center;
  padding: 100px 4vw;
  max-width: 1200px;
  margin: 0 auto;
}

.eyebrow {
  color: var(--gold);
  text-transform: uppercase;
  letter-spacing: 0.12em;
  font-size: 0.78rem;
  font-weight: bold;
}

h1,
h2,
h3,
p {
  margin-top: 0;
}

h1,
h2,
h3 {
  font-family: Georgia, "Times New Roman", serif;
}

h1 {
  font-size: clamp(2.4rem, 5vw, 5rem);
  line-height: 0.95;
  letter-spacing: -0.05em;
  margin-bottom: 24px;
}

h2 {
  font-size: clamp(2rem, 4vw, 3.4rem);
  line-height: 1;
  letter-spacing: -0.04em;
  margin-bottom: 20px;
}

h3 {
  font-size: 1.3rem;
  margin-bottom: 12px;
}

.hero-content p {
  max-width: 680px;
  font-size: 1.1rem;
  color: var(--muted);
}

.hero-buttons {
  display: flex;
  gap: 14px;
  flex-wrap: wrap;
  margin-top: 32px;
}

.button {
  display: inline-block;
  padding: 14px 22px;
  border-radius: 999px;
  text-decoration: none;
  font-weight: bold;
  border: 1px solid var(--charcoal);
  transition: transform 0.2s ease, background 0.2s ease, color 0.2s ease, border-color 0.2s ease;
}

.button:hover {
  transform: translateY(-2px);
}

.button.primary {
  background: var(--charcoal);
  color: var(--white);
}

.button.secondary {
  background: transparent;
  color: var(--charcoal);
}

.button.secondary:hover {
  background: var(--charcoal);
  color: var(--white);
}

.hero-card {
  background: var(--charcoal);
  color: var(--white);
  padding: 42px;
  border-radius: 28px;
  border-top: 8px solid var(--gold);
  box-shadow: 0 24px 60px rgba(0, 0, 0, 0.18);
  text-align: center;
}

.hero-card h2 {
  color: var(--white);
}

.headshot {
  width: 100%;
  max-width: 260px;
  aspect-ratio: 1 / 1;
  object-fit: cover;
  border-radius: 50%;
  display: block;
  margin: 0 auto 28px;
  border: 4px solid var(--gold);
}

/* Sections */

.section {
  padding: 88px 4vw;
  max-width: 1200px;
  margin: 0 auto;
}

.section > p,
.section > h2 {
  max-width: 780px;
}

.muted {
  background: rgba(171, 149, 91, 0.13);
  max-width: none;
  padding-left: max(4vw, calc((100vw - 1200px) / 2 + 4vw));
  padding-right: max(4vw, calc((100vw - 1200px) / 2 + 4vw));
}

/* Cards */

.cards {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
  margin-top: 38px;
}

.cards article {
  background: var(--white);
  padding: 32px;
  border-radius: 22px;
  border: 1px solid var(--border);
}

/* Areas */

.area-list {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 30px;
  margin-bottom: 32px;
}

.area-list span,
.area-list a {
  border: 1px solid var(--border);
  background: var(--white);
  color: var(--charcoal);
  padding: 10px 16px;
  border-radius: 999px;
  font-weight: 600;
  text-decoration: none;
}

.area-list a:hover {
  color: var(--gold);
  border-color: var(--gold);
}

/* Why Kory */

.why-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 28px;
  margin-top: 36px;
}

.why-grid article {
  background: var(--white);
  padding: 32px;
  border-radius: 22px;
  border: 1px solid var(--border);
}

/* FAQ */

.faq-list {
  margin-top: 36px;
  max-width: 850px;
}

.faq-item {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 18px;
  margin-bottom: 14px;
  overflow: hidden;
}

.faq-question {
  width: 100%;
  border: 0;
  background: transparent;
  color: var(--charcoal);
  padding: 22px 24px;
  font: inherit;
  font-weight: 700;
  text-align: left;
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  gap: 18px;
  align-items: center;
}

.faq-question span {
  color: var(--gold);
  font-size: 1.3rem;
  line-height: 1;
}

.faq-answer {
  display: none;
  padding: 0 24px 22px;
  color: var(--muted);
}

.faq-item.active .faq-answer {
  display: block;
}

/* Contact */

.contact {
  background: var(--charcoal);
  color: var(--white);
  border-radius: 30px;
  margin-bottom: 80px;
}

.contact .eyebrow {
  color: var(--gold);
}

.contact p {
  color: rgba(255, 255, 255, 0.76);
}

.contact-details {
  margin: 26px 0;
}

.contact-details p {
  margin-bottom: 8px;
}

.contact .button.primary {
  background: var(--gold);
  color: var(--charcoal);
  border-color: var(--gold);
  margin-right: 10px;
}

.contact .button.secondary {
  color: var(--white);
  border-color: var(--white);
}

.contact .button.secondary:hover {
  background: var(--white);
  color: var(--charcoal);
}

/* Footer */

.site-footer {
  background: var(--soft-black);
  color: var(--white);
  padding: 40px 4vw;
  text-align: center;
}

.site-footer p {
  margin-bottom: 6px;
}

.fine-print {
  font-size: 0.82rem;
  opacity: 0.72;
  max-width: 680px;
  margin: 14px auto 0;
}

.social-links {
  display: flex;
  justify-content: center;
  gap: 18px;
  flex-wrap: wrap;
  margin-top: 18px;
}

.social-links a {
  color: var(--white);
  text-decoration: none;
  opacity: 0.82;
}

.social-links a:hover {
  color: var(--gold);
  opacity: 1;
}

/* Mobile */

@media (max-width: 850px) {
  .site-header {
    align-items: flex-start;
    gap: 20px;
    flex-direction: column;
  }

  .site-nav {
    flex-wrap: wrap;
    gap: 16px;
  }

  .hero {
    grid-template-columns: 1fr;
    padding-top: 72px;
    gap: 40px;
  }

  .cards {
    grid-template-columns: 1fr;
  }

  .why-grid {
    grid-template-columns: 1fr;
  }

  .section {
    padding-top: 68px;
    padding-bottom: 68px;
  }

  .contact .button {
    margin-bottom: 10px;
  }
}

@media (max-width: 520px) {
  .site-header {
    padding: 20px 22px;
  }

  .site-nav {
    gap: 12px;
  }

  .site-nav a {
    font-size: 0.92rem;
  }

  .nav-cta {
    padding: 8px 14px;
  }

  .hero {
    padding: 64px 22px;
  }

  .section {
    padding-left: 22px;
    padding-right: 22px;
  }

  .muted {
    padding-left: 22px;
    padding-right: 22px;
  }

  .hero-card,
  .cards article,
  .why-grid article {
    padding: 26px;
  }

  .contact {
    border-radius: 22px;
  }
}
.mortgage-section {
  position: relative;
}

.estimator-intro {
  max-width: 760px;
  margin-bottom: 34px;
}

.estimator-shell {
  display: grid;
  grid-template-columns: minmax(0, 1.25fr) minmax(280px, 0.75fr);
  gap: 28px;
  align-items: stretch;
}

.estimator-card,
.estimator-result-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 28px;
  box-shadow: var(--shadow);
}

.estimator-card {
  padding: 30px;
}

.calculator-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 18px;
  margin-bottom: 24px;
}

.estimator-card label {
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.estimator-card label span {
  font-weight: 700;
  color: var(--charcoal);
  font-size: 0.95rem;
}

.estimator-card input,
.estimator-card select {
  width: 100%;
  border: 1px solid var(--border);
  border-radius: 16px;
  padding: 15px 16px;
  font: inherit;
  background: var(--cream);
  color: var(--charcoal);
}

.estimator-card input:focus,
.estimator-card select:focus {
  outline: 2px solid var(--gold);
  border-color: var(--gold);
  background: var(--white);
}

.calculator-button {
  width: 100%;
  justify-content: center;
  margin-top: 4px;
}

.estimator-note {
  margin-top: 18px;
}

.estimator-result-card {
  padding: 34px;
  background:
    linear-gradient(135deg, rgba(171, 149, 91, 0.18), rgba(255, 255, 255, 0) 44%),
    var(--charcoal);
  color: var(--cream);
  display: flex;
  flex-direction: column;
  justify-content: center;
}

.result-label {
  color: var(--gold);
  text-transform: uppercase;
  letter-spacing: 0.12em;
  font-size: 0.78rem;
  font-weight: 800;
  margin-bottom: 12px;
}

.result-total {
  display: block;
  font-size: clamp(2.5rem, 5vw, 4.5rem);
  line-height: 1;
  letter-spacing: -0.05em;
  margin-bottom: 14px;
}

.result-subtext {
  color: rgba(248, 244, 236, 0.78);
  margin-bottom: 28px;
}

.result-breakdown {
  display: grid;
  gap: 12px;
}

.result-breakdown div {
  display: flex;
  justify-content: space-between;
  gap: 18px;
  padding: 14px 0;
  border-top: 1px solid rgba(248, 244, 236, 0.18);
}

.result-breakdown span {
  color: rgba(248, 244, 236, 0.72);
}

.result-breakdown strong {
  color: var(--cream);
}

@media (max-width: 900px) {
  .estimator-shell {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 700px) {
  .estimator-card,
  .estimator-result-card {
    padding: 24px;
    border-radius: 24px;
  }

  .calculator-grid {
    grid-template-columns: 1fr;
  }

  .result-total {
    font-size: 3rem;
  }
}
.cash-result-card {
  background:
    linear-gradient(135deg, rgba(171, 149, 91, 0.22), rgba(255, 255, 255, 0) 44%),
    var(--charcoal);
}

.result-breakdown .refund-row strong {
  color: var(--gold);
}